When you’re ready to make a purchase, select Afterpay as your payment option at checkout. You’ll get an instant approval notification and a spending limit when you enroll, and there’s no hard or soft credit check required. To get started, head to the website or download the mobile app and set up your free account. With more than 100,000 partner merchants, Afterpay is one of the most widespread options for BNPL. The app is making some serious headway stateside. The company is based in Australia, where BNPL has more of an established presence than it does so far in the US. Here are the top buy now pay later apps you can start using today:Īfterpay is one of the biggest names in BNPL, and there’s plenty to like about what it has to offer. In This Article 7 Best Buy Now Pay Later Apps Keep reading to learn more about what BNPL is and how it works, along with the best BNPL apps to try. Unlike credit cards, which charge interest if you pay over time, Buy Now Pay Later services provides the option to spread out your repayment without getting crushed by an interest rate. There’s nothing new about the idea of paying in installments, but these apps take the old concept of layaway into the modern age of shopping.Īnd if you think about it, the reason for the shift is obvious. If you do a lot of online shopping, you’ve probably noticed that Buy Now Pay Later apps, or BNPL apps, have become increasingly common at checkout. Buy Now Pay Later (BNPL) is a financial concept that’s getting some serious buzz.
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